Financial Aid Facts
录取通知书中包含了很多信息，但这些信息到底意味着什么呢? Here is some information to help understand more about your financial aid, payment options, and other requirements:
About Your Financial Aid
COST OF ATTENDANCE (COA)
COA是由机构根据以下因素制定的预期成本预算:学费, Fees, Room, Meals, Books/Supplies, Travel costs and Miscellaneous/Personal expenses.
ESTIMATED DIRECT COSTS
COA组成部分将由机构直接向学生收费. For Benedictine College, these items are Tuition & Fees, Room and Meals (if living on-campus).
STUDENT'S FINANCIAL NEED
学生的经济需求是通过从机构的COA预算中减去提交的FAFSA上的预期家庭贡献(EFC)分数来确定的(假设住在校园里)。.
GIFT AID
提供给学生的不需要偿还的经济援助(免费资金). Scholarships and Grants are defined as Gift Aid.
SELF-HELP AID
为有一定要求的学生提供的经济援助. 学生贷款和勤工俭学被认为是自助援助，因为贷款需要偿还，而勤工俭学要求学生工作，以工资的形式支付资金.
HOW MUCH DO I STILL OWE?
这是学校收取的学生费用中有多少不包括在礼物援助和学生贷款中. 如果学生选择不使用学生贷款，那么余额将被收取少礼物援助. 一年的所有费用和助学金在秋季和春季学期之间分配.
Payment Options
在申请礼品援助后，学生负责支付剩余的余额. Here are options to consider:
FEDERAL STUDENT LOANS
通过完成FAFSA，学生有资格获得联邦直接学生贷款. The amounts of eligibility are determined by the US Dept. of Education. 这些贷款可以是有补贴的(学生在校期间至少有一半时间不收取利息)或无补贴的(在校期间计息)。. An origination fee applies to these loans, 因此，学生每学期将获得贷款金额减去申请费.
贷款资金(如果学生接受)将按每学期等额支付到学生的账单账户.
FEDERAL PARENT PLUS LOAN
父母可以利用联邦贷款来帮助他们的学生支付每年的教育费用. An annual application is required. The application is available at studentaid.gov. An origination fee applies to this loan, 这意味着学生每学期将获得贷款金额减去申请费. 超额贷款可退还学生或家长(视乎申请而定). Please contact the Financial Aid Office at finaid@yxxxstone.com if you have questions.
PRIVATE (ALTERNATIVE) LOAN
Private lenders offer loans to students and parents (select lenders). 这些贷款将需要单独申请，并且必须获得基于信用的批准. For students without a minimum two years of credit history, a credit-worthy co-signer may be required. These loans do not usually have an origination fee, so all borrowed funds are disbursed to the student billing account. The application process and a list of lenders is available here.
COLLEGE PAYMENT PLAN
本尼迪克特学院为家庭提供零利息的每月分期付款计划，以支付学生每学期的剩余余额(在经济援助之后). 该计划的条款和条件可以通过学生的RavenZone帐户访问.
Participation requires an enrollment fee each semester. 本学期的余额必须在参加下一学期的计划之前解决.
COLLEGE 529 PLANS
如果你打算利用大学529储蓄计划来帮助支付学生账单, please contact the Business Office at bcbusinessoffice@yxxxstone.com to expedite timely distributions to the College.
VA BENEFITS
如果你想利用退伍军人管理局(VA)的福利来帮助支付学生账单, please contact the Financial Aid Office at finaid@yxxxstone.com to begin the process for accessing this form of assistance.
OUTSIDE SCHOLARSHIPS
学生通常会从与学院无关的机构获得奖学金. 获得此类奖学金的学生应通过提供颁发实体的通知信副本，通知经济援助办公室任何未决的奖励, indicating the name of the award, the amount, and the anticipated timeframe for delivery of the funds. 资金将在学院收到学生的账单账户后太阳城官网. Award amounts up to and including $1,000英镑将自动全额扣除第一学期的费用, unless otherwise indicated by the awarding entity.
WORK STUDY
Student employment through the College. 对就业职位感兴趣的学生可以在7月1日之后在他们的RavenZone的帮助链接部分访问申请流程. For other questions, contact the Financial Aid Office at finaid@yxxxstone.com or call (913) 360-7484.
Other Requirements
Once you have your Offer Letter, 学生还需要完成其他任务，才能将经济援助支付给账单账户.
ACCEPTING/SIGNING THE OFFER LETTER
学生将被要求主动通知学院他们希望利用的经济援助选择. 这是通过登录到学生的RavenZone并单击student来完成的
自助服务链接，在他们的学生清单中完成这个过程.
ENTRANCE COUNSELING
选择利用联邦学生贷款资格的学生将被要求完成联邦入学咨询过程. This is accessible on the federal website studentaid.gov. 在任何贷款资金将被支付到学生账单账户之前，这个过程是必需的. 这种咨询只做一次，适用于有补贴和无补贴的学生贷款. 这个过程向学生介绍贷款术语和建议作为第一次学生贷款借款人.
ANNUAL STUDENT LOAN ACKNOWLEDGMENT
The U.S. 教育部要求所有学生贷款借款人(学生和家长)完成年度学生贷款确认(ASLA)流程. 这个过程建立了借款人对他们偿还贷款的责任的理解. This process is completed on the federal website studentaid.gov.
SIGNING THE MASTER PROMISSORY NOTE (MPN)
选择利用他们的联邦学生贷款资格的学生将被要求签署主本票. This is accessible on the federal website studentaid.gov. 和其他类型的贷款一样，这是一份规定贷款条款的合同. 这将在学生继续就读本尼迪克特学院期间完成一次，并适用于有补贴和无补贴的学生贷款.
